With all the stress in the world, especially in the lives of first responders, managing your money should be as simple as possible. While some people may shy away from using digital services to help keep track of finances, there are huge benefits to using technology to stay on top of your budget and be able to make financial decisions without taking much time out of your day. Here are two of the top financial apps to check out, whether you’re just dipping your toes into the water of debt management, or are already a mogul in the making.

Mint

Mint, Intuit’s personal finances apps, is one of the most well-known personal finance apps that provides your complete financial picture in one place. Mint allows users to create budgets, track bills and investments, and receive a free credit score, but the service provides far more than just tracking. Mint recently announced an app refresh with data-driven “MintSights.” Using your actual financial information, MintSights will provide personalized recommendations, from creating a first budget to debt consolidation to how to grow your investments. You can use the app exclusively or access your account via computer, and the service is free to use.

You Need a Budget

You Need a Budget (YNAB for short) is popular personal finance app that’s based on four financial rules. The rules are: Give every dollar a job, Embrace your true expenses, Roll with the punches and Age your money. These principles help users understand their spending and create a budget they can live within. The platform is available on desktop or mobile, and allows you to import transactions from your accounts and apply them to different adjustable budget categories, helping you better understand your spending. You can also view reports on how you spent your money and get tips on how to make the most of it going forward. By using their app, YNAB claims the average new user saves around $600 in the first two months and roughly $6,000 a year. It’s free to get started, but keep in mind that after the initial trial period of 34 days, you’ll be required to pay a monthly subscription of $6.99.

Mobile technology can be a powerful source of financial wellness support. Be sure to download the Lighthouse Health & Wellness app for the latest information and resources, all designed with first responders in mind.